Agreement between user and Community Choice Financial Inc. regarding use of this website
By using this Site you acknowledge that you have read and understood the terms of the our Privacy Notice and agree to said terms.
CONSENT TO RECEIVE CONSUMER DISCLOSURES BY ELECTRONIC DELIVERY
ELECTRONIC CONSENT. We are acting herein as an online operator and by visiting the Site you are agreeing to receipt of consumer notices by electronic delivery, including but not limited to required state and federal consumer notice disclosures, consumer agreements and contracts and consents related to email, calls and text messaging. Your agreement to electronic delivery includes your agreement to receive similar notifications by electronic delivery and further includes your submission of information on the Site and/or clicking “ACCEPT YOUR LOAN”, where available. Collectively, the consent as outlined in this paragraph is referred to as your “Electronic Consent.” When providing your Electronic Consent, you are also acknowledging that you have the ability to view, print and/or save the relevant information. To confirm you have the minimum specifications to view, print and/or save click HERE.
Your Electronic Consent is an acknowledgement and agreement to the Electronic Signature Global and National Commerce Act (“E-Sign Act”) and includes any information you provide to us and/or our affiliates, your receipt and signature of contracts, disclosures and like provided in the following formats, which list shall not be exclusive: email, text messaging, secured access to the customer’s section of our Site, and postings on this Site.
YOUR ELECTRONIC CONSENT IS VALID UNTIL REVOKED OR WITHDRAWN AS SET FORTH IN THE NEXT PARAGRAPH.
OPT OUT/WITHDRAWAL OF ELECTRONIC CONSENT/RECORDS REQUEST. You may withdraw your Electronic Consent by not visiting our Site and/or not submitting information; however, we will not be able to service your requests and/or be limited in the provision of services we can offer you if you exit the Site and/or withdraw your Electronic Consent. YOU HAVE THE RIGHT TO OPT OUT OF YOUR ELECTRONIC CONSENT AND RECEIVE THE ELECTRONIC DOCUMENTS IN HARD COPY. TO DO SO, FOLLOW THE INSTRUCTIONS IN THE Privacy Notice AND/OR PROVIDE NOTICE OF YOUR REQUEST FOR PAPER DOCUMENTS. YOUR REQUEST SHOULD BE SENT TO: email@example.com OR BY MAIL TO US ATTN: RECORDS REQUEST, PO BOX 6430, NORTH LOGAN, UTAH 84341.
ELECTRONIC AGREEMENTS: You expressly agree that any or all of the various documents you execute and/or disclosures you receive in connection with this Site and conducting business with us, may be retained in electronic form (“Electronic Agreements”) and that these Electronic Agreements are transferable records in electronic form and may be authenticated, stored, and transmitted by electronic means, and will be valid for all legal purposes, as set forth in the Electronic Signatures in Global and National Commerce Act, the Uniform Electronic Transactions Act, and the Uniform Commercial Code to the extent applicable. You agree that the Electronic Agreements may be converted to paper at our discretion, in which case the converted paper documents will be considered to be the original documents between us. You also understand that we are only obligated to retain the Electronic Agreements for the statutorily required period of time as it relates to each particular Agreement.
Reminders, Pre-Recorded Calls & Text Messages
CUSTOMER COMMUNICATIONS: Your use of this Site constitutes your express consent to be contacted by us, our affiliates, or anyone calling on our behalf for any and all purposes, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including calls using prerecorded messages or artificial voice, and calls and messages delivered using an auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that a customer service representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text.
You consent to receive calls and messages (including prerecorded and artificial voice and autodialed) from us and our affiliates at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about any loan that you originate with us. You certify, warrant and represent that the telephone numbers that you have provided to us are your numbers and not someone else’s. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to alert us in writing whenever you stop using a particular telephone number.
You agree that for purposes of any loan that you originate with us, we must be able to reach you. You agree that you will not and cannot revoke this consent to call, text, or email about your existing loan. The only exception is a revocation made through a valid “cease and desist” letter under applicable consumer protection laws which you have directed to the following address: Attn: Opt-Out, P.O. Box 6430, North Logan, Utah 84341. You agree that this is the reasonable means of revoking your consent and understand that none of our employees are authorized to receive a verbal revocation of your consent to receive such communications about your loan. You further warrant to us that you have obtained the express permission of any reference to provide his or her telephone number to us as a reference number and that the reference has agreed that we may call through any means and leave messages. You also authorize us to acquire location information about you from those references or employers that you have provided to us.
TELEMARKETING CALLS: You also agree that we and our affiliates may call, email or text you at the numbers and addresses you have provided for purposes of describing goods and services that may be of interest to you, offered by us, our affiliates and/or third parties. You agree these calls, text and email messages may be made using an automatic dialing or email system technology and/or involve prerecorded and/or artificial voice messaging. Your consent will be effective even if the number you have provided is registered on any state or federal Do-Not-Call (DNC) list. This consent for telemarketing calls shall remain in effect until you revoke it. Your consent to telemarketing calls may be revoked by informing the telemarketing representative, by sending written notice to us at: Cash Central, Attn: Opt-Out, P.O. Box 6430, North Logan, Utah 84341, or any other method that ensures we receive the revocation.
Your consent to telemarketing calls is not now, nor will it ever be, a condition of obtaining a loan from us.
CALL RECORDING AND MONITORING: You also consent to the recording and monitoring, for quality assurance, training, risk management and/or collection purposes, of any call that you place with us (or our affiliates) or that we (or our affiliates) place to you.
We reserve the right to change the Termsof Use, under which the Site is offered, including but not limited to the charges associated with the use of the Site.
Links to third party sites / Third party services
The Site may contain links to other websites ("Linked Sites"). The Linked Sites are not under our control and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. We are not responsible for webcasting or any other form of transmission received from any Linked Site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site or any association with its operators.
Certain services made available through the Site are delivered by or through third party sites and organizations. By using any product, service or functionality originating from the Site domain, you hereby acknowledge, agree and consent that Community Choice Financial may share such information and data with any third party with whom Community Choice Financial has a contractual relationship as may be necessary or appropriate to provide any product, service or functionality you may request.
No unlawful or prohibited use
Must Be 18 Years or Older
The Site is neither intended for, nor directed to, children under the age of 18. If we learn that a person who registers on the Site is under the age of 18, we will promptly delete that individual’s registration.
Data and Site Security
While we use reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. We assume no liability or responsibility for any unauthorized alterations in the content or functionality of the Site.
Use of communication services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
You agree that you will not use any robot, spider, Web crawler, screen scraper, automated query program or other automatic device or manual process to monitor or copy our web pages or the content contained herein.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
We have no obligation to monitor the Communication Services. However, we reserve the right to review materials posted to a Communication Service and to remove any materials in our sole discretion. We reserve the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Any unsolicited communication or material that you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by us or our affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, we may use any ideas, concepts, know-how, or techniques contained in any unsolicited communication or material that you send to the Site for any purpose whatsoever including, but not limited to developing, manufacturing and marketing products using such information.
We reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in our sole discretion.
You agree to always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. We do not control or endorse the content, messages or information found in any Communication Service and, therefore, we specifically disclaim any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized by us as our spokespersons, and their views do not necessarily reflect our views.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. WE AND/OR OUR SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. ADVICE RECEIVED VIA THE SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
WE AND/OR OUR SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES OR RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. WE AND/OR OUR SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
Service Contact: firstname.lastname@example.org
We reserve the right, in our sole discretion, to terminate your access to the site and the related services or any portion thereof at any time, without notice.
International Users: None of the products or underlying information or technology available at this Site may be downloaded or otherwise exported (i) into (or to a national or resident of) any country to which the United States has embargoed goods; or (ii) to anyone on the United Stated Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By downloading from, or using the Site, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. You further agree to indemnify the Company against any all costs, liabilities, losses or expenses arising from, or relating to, any asserted violation by you of any of the laws and administrative regulations of the United States relating to the control of exports of commodities and technical data.
Copyright and trademark notices
All contents of the ccfi.com website are Copyright © 2015 Community Choice Financial Inc. All rights are reserved.
Community Choice Financial™ and ccfi.com™ are trademarks of Community Choice Financial, Inc. the parent company of Direct Financial Solutions, LLC. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
Any rights not expressly granted herein are reserved.
The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site, are registered and unregistered Trademarks of Community Choice Financial, Inc., its direct and indirect subsidiaries and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without our written permission or the permission of such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms of Website Use, is strictly prohibited. You are also advised we will aggressively enforce our intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
Images of people or places displayed on the Site are either the property of, or used with permission by DFS, CCFI and/or its other direct or indirect subsidiaries. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Notices and procedure for making claims of copyright infringement
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Community Choice Financial Inc., c/o CSC Lawyers Incorporating Service, 50 West Broad Street, Suite 1800, Columbus, Ohio 43215. ANY INQUIRIES THAT FAIL TO FOLLOW THIS PROCEDURE WILL RECEIVE NO RESPONSE.
Thank you for visiting our site.