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Transcript of the Third Quarter 2017 Earnings Call

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ABOUT US

PRIVACY

CONTACT US

CAREERS

Do Not Sell Or Share My Personal Information

California Privacy Policy

Limit the Use of My Sensitive Personal Information

©2014 - 2025. CCFI Companies, LLC. All Rights Reserved.

Customer Notice: A single payroll advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payroll advances are not recommended as long-term financial solutions.

Noticia al Consumidor: Un Avance de nómina es típicamente para dos o cuatro semanas. Sin embargo, los que piden el préstamo usualmente usan estos préstamos sobre un periodo de meses, lo cual puede resultar caro. Los Avances de nómina no son recomendados como una solución financiera a largo plazo.

Green Dot: Must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot^® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Not all consumers may qualify; certain restrictions apply. See store for details.

California consumers: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

Consumidores de California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.

Ohio residents: Check Cashing provided by Buckeye Check Cashing, Inc., CC700000, Main Office 2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006.

Oregon consumers: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id.# 1393382.

Affiliates licensed by the Delaware State Bank Commissioner; Delaware Licensed Lender Lic.#023205. Idaho Lic.# RRL-8678; Texas CAB loans arranged with an unaffiliated third party lender and subject to their approval.